A number of procedures have been involved for small business loans for women. First, find comprehensive information about the project should be submitted as a loan by their application. Promoter background, special attention to the industry, and special projects (capacity, process, technical arrangements, location management, land and buildings, plant and machinery, raw materials, labor and implementation schedule) is an aspect that must be listed on the registration form.

In the Senior Executive Meeting (SEM) views the recipient institution will evaluate the loan application previously been determined whether the application filed by them is perfect and ready for processing. Completeness of the loan application form include: financing, marketing, and sales arrangements, profitability, cashflow and economic considerations.
If completeness is not complete, then the borrowers are asked to provide additional information needed. When an application is considered complete review recipient agencies prepare a “flash report” which is basically the summarization of the loan applications.

Previous experience in dealing with institutions similar projects, and existing workload of the institutions will become a factor in considering to appoint a lead institution project. This is done after the SEM on the basis of evaluation “the flash report”.

The lead institution   detailed assessment of the project which includes .Aspek assessment are: economic, managerial, financial, technical and marketing. Within two months after the examination and placed before the SEM for decisions about approval of the project and determine the sharing arrangement between the institutions, Memorandum assessment usually is ready.

After the Board of Directors of leading financial institutions to take a favorable decision SEM and sharing arrangement, the directors of leading financial institutions agreed to the proposal, Directors who led the financial institution will issue a letter of financial sanctions to the borrower, after the agreed proposals.